About insurance premium discount
On insurance premium discount of Sumitomo Life Health Promotion Insurance (Vitality)
If you do not add health promotion multiplier application special contract (Basic plan), you can receive up to 30% insurance premium discount according to health promotion activity based on insurance premium. (Insurance premiums may be increased depending on efforts to promote health, the upper limit of the premium rate is 10%.) Note that some special contracts will not be discounted / premium.* Changes in insurance premiums are based on the mechanism of insurance contracts to which health promotion multiplier application special agreement is added, not the benefit (reward) in the Vitality health program contract.
Outline of insurance premium discount
Health promotion multiplier application special agreement can be added to the following insurance products. If added, the premium for the first year will be 15% discount compared to the Basic plan, and from the second year onwards the insurance premium will fluctuate according to the health promotion efforts (status).
No. | A run |
---|---|
1 | Primefitto 1UP Vitality |
2 | Prime fit Vitality |
3 | Doctor GO Vitality |
From the second year onwards, the insurance premium will fluctuate according to the health promotion efforts (status).
First Year Discount Rate: 15% |
From the second year onwards, the discount rate / premium rate will change according to the Vitality status of each member. |
status | Discount rate Premium rate☐Fluctuation range |
---|---|
gold | Discount rate + 2% (insurance premium falls) |
Silver | Discount rate + 1% (insurance premium falls) |
bronze | No change in insurance premiums |
blue | Premium rate + 2% (insurance fee will rise) |
* For the second year only, even if the status is blue, the insurance fee will not change.